OttoPay combines AI technology to recommend the best ways to allocate your monthly budget for debt repayments. It centralizes all your debts into one platform, providing a comprehensive view and leveraging smart payment strategies to minimize interest charges and fees. Users can schedule payments, avoid late fees, and improve their credit scores, making debt management simpler and more effective.

Clerkie is an AI-powered financial assistant designed to support individuals in their journey to financial stability. By negotiating debt repayments, offering budgeting tools, and presenting personalized financial advice, it assists users in reducing their debt by up to 70%. The platform provides resources that not only help in paying off debts but also build user credit scores, making financial wellness more accessible. Whether you're tackling credit card balances or student loans, Clerkie empowers users with a clear path to achieving their financial goals.